San Diego’s Most Expensive ZIP Codes in 2026: Six Coastal Communities Make the National Top 100

The most expensive ZIP codes in San Diego in 2026 are Rancho Santa Fe (92067), Del Mar (92014), Coronado (92118), Solana Beach (92075), La Jolla (92037) and Cardiff by the Sea (92007). All six rank among the 100 most expensive ZIP codes in the United States, according to PropertyShark’s annual Most Expensive ZIP Codes report, released October 13, 2026. Rancho Santa Fe leads the county at #14 nationally with a $4,438,000 median sale price.

Every one of these communities sits along the same stretch of Pacific coastline we call home. Here’s how each ranked, how San Diego compares nationally, and what the numbers mean if you’re buying or selling.

At a glance

• Six San Diego County ZIP codes made the 2026 national top 100, three of them at record-high prices.
• Rancho Santa Fe (92067) is the county’s most expensive ZIP code at $4,438,000, ranked #14 in the U.S.
• Coronado (92118) climbed five spots to #63, and Solana Beach (92075) returned to the list.
• Atherton, Calif. (94027) is #1 nationally at $10,725,000, the first eight-figure median in the report’s history.

Which San Diego ZIP codes are the most expensive in 2026?

Source: PropertyShark 2026 and 2025 Most Expensive ZIP Codes reports. Medians reflect closed residential sales from January 1 through September 30 of each year.

How did each San Diego ZIP code rank?

Rancho Santa Fe (92067): #14 nationally, #1 in San Diego County

Rancho Santa Fe is San Diego County’s most expensive ZIP code, with a 2026 median sale price of $4,438,000. It’s the only county ZIP code in the national top 25, and it ranks ahead of Alpine, N.J., Santa Monica and Palo Alto.

The Covenant’s estate lots, equestrian properties and Lilian Rice-designed village create a market built on scarcity. With a relatively small number of large-scale sales each year, the median reflects the mix of properties that closed during the reporting window. Rancho Santa Fe held a national top-10 position for four consecutive years through 2025, and that consistency is the real story.

Del Mar (92014): #52 nationally, $2.84 million median

Del Mar’s median sale price climbed to $2,842,000 in 2026, up from $2,706,000 last year. It’s San Diego County’s second most expensive ZIP code.

From the bluffs above the beach to the village along Camino Del Mar and the racetrack’s summer season, Del Mar offers a coastal lifestyle that’s hard to replicate anywhere on the West Coast.

Coronado (92118): #63 nationally, up five spots

Coronado posted one of the county’s strongest gains, rising to a $2,695,000 median from $2,420,000 in 2025. That lifted it from #68 to #63 on the national list.

Coronado’s island setting, walkable village and wide beaches give it a character unlike anywhere else in San Diego.

Solana Beach (92075): #78 nationally, back on the list

Solana Beach returned to the national top 100 in 2026 with a $2,442,000 median sale price, after missing the 2025 ranking. As one of the smallest cities in the county by land area, its inventory stays tight.

The Cedros Avenue Design District, Fletcher Cove and an easy coastal rail connection make Solana Beach a favorite for buyers who want a beach town with a strong sense of community.

La Jolla (92037): #90 nationally

La Jolla ranks #90 with a $2,345,000 median sale price. Because 92037 spans everything from village condominiums to oceanfront estates in the Barber Tract and La Jolla Farms, its median reflects a broad mix of property types.

La Jolla’s cove, coastline and village remain among Southern California’s most recognized addresses. If you’re exploring La Jolla, connect with our team for a closer look at the neighborhoods within the ZIP code.

Cardiff by the Sea (92007): #93 nationally

Cardiff by the Sea, part of the City of Encinitas, rounds out San Diego’s six with a $2,300,000 median sale price.

Cardiff’s laid-back surf culture, San Elijo Lagoon and Restaurant Row along the coast give it a relaxed character that continues to draw buyers.

How does San Diego compare to the rest of the country?

San Diego County is one of the few markets gaining ground on the national list. PropertyShark reports that the county’s presence has risen steadily since the pandemic, reaching six ZIP codes in 2026.

That growth stands out against a broader shift in California. Los Angeles County fell to 15 ranked ZIP codes, down from 23 in 2020, and PropertyShark notes that Orange County and San Diego County absorbed that share. The Bay Area continued to contract, and California’s overall share of the list dipped to 57%.

• Atherton, Calif. (94027) is #1 with a $10,725,000 median.
• Sagaponack, N.Y. (11962) is #2 at $7,350,000, followed by Fisher Island in Miami Beach (33109) at $7,217,000.
• The entry price rose to $2,221,000, so every ZIP code on the list now has a median above $2.2 million.
• Coastal proximity defines the list. Price ties put 122 ZIP codes on the list, and 72 of them sit within five miles of the ocean.

How does PropertyShark calculate the most expensive ZIP codes?

PropertyShark ranks ZIP codes by median sale price using closed residential transactions, not listing prices. The 2026 report covers sales from January 1 through September 30, 2026. It includes single-family homes, condos, co-ops and two-family homes, and it requires at least five transactions per ZIP code.

What do the 2026 rankings mean for San Diego buyers and sellers?

The 2026 report confirms what we see every day: coastal San Diego is among the most valuable residential markets in the country, and its national presence is growing. For sellers, that visibility brings buyers from across the country. For buyers, it means each ZIP code is its own market, and the median is only the starting point.

The Jason Barry Team represents buyers and sellers across Rancho Santa Fe, Del Mar, Solana Beach, La Jolla, Cardiff and the surrounding coast. The team has more than $6.5 billion in career sales and a #1 San Diego ranking from RealTrends Verified, as published in The Wall Street Journal. If you’d like to know what these numbers mean for your property, reach out to our team.

Explore more market insights on our blog.

Frequently Asked Questions

What is the most expensive ZIP code in San Diego in 2026?

Rancho Santa Fe’s 92067 is San Diego County’s most expensive ZIP code in 2026, with a median sale price of $4,438,000. It ranks #14 nationally in PropertyShark’s annual report.

How many San Diego ZIP codes are in the top 100 most expensive in the U.S.?

Six San Diego County ZIP codes made PropertyShark’s 2026 top 100: Rancho Santa Fe (92067), Del Mar (92014), Coronado (92118), Solana Beach (92075), La Jolla (92037) and Cardiff by the Sea (92007). PropertyShark reports that three of the six reached record-high prices.

What is the median home price in Del Mar, CA 92014?

Del Mar’s 92014 recorded a median sale price of $2,842,000 for closed sales from January through September 2026. That ranks #52 nationally and second in San Diego County.

What is the most expensive ZIP code in the United States in 2026?

Atherton, California (94027) is the most expensive U.S. ZIP code in 2026, with a median sale price of $10,725,000. It’s the first ZIP code ever to post an eight-figure median in PropertyShark’s ranking.

Which San Diego ZIP code gained the most in the 2026 rankings?

Coronado (92118) posted the largest gain among San Diego ZIP codes ranked in both 2025 and 2026, rising from a $2,420,000 median in 2025 to $2,695,000 in 2026. It climbed from #68 to #63 nationally.

How does PropertyShark rank the most expensive ZIP codes?

PropertyShark ranks ZIP codes by median sale price based on closed residential sales, not listing prices. The 2026 report covers January 1 through September 30, 2026, and includes only ZIP codes with at least five transactions.